{"id":864,"date":"2022-08-29T10:50:43","date_gmt":"2022-08-29T15:50:43","guid":{"rendered":"https:\/\/internshipinmexico.com\/?p=864"},"modified":"2023-05-17T02:45:29","modified_gmt":"2023-05-17T08:45:29","slug":"money-tips-mexico","status":"publish","type":"post","link":"https:\/\/internshipinmexico.com\/es\/money-tips-mexico\/","title":{"rendered":"Consejos sobre el dinero en M\u00e9xico"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; admin_label=&#8221;Title&#8221; _builder_version=&#8221;4.18.0&#8243; background_image=&#8221;https:\/\/internshipinmexico.com\/wp-content\/uploads\/2022\/08\/Image-ATM-scaled.jpg&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_header title=&#8221;Money Tips in Mexico&#8221; subhead=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9jYXRlZ29yaWVzIiwic2V0dGluZ3MiOnsiYmVmb3JlIjoiIiwiYWZ0ZXIiOiIiLCJsaW5rX3RvX3Rlcm1fcGFnZSI6Im9uIiwic2VwYXJhdG9yIjoiIHwgIiwiY2F0ZWdvcnlfdHlwZSI6ImNhdGVnb3J5In19@&#8221; 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subhead_font_size_tablet=&#8221;40px&#8221; subhead_font_size_phone=&#8221;30px&#8221; subhead_font_size_last_edited=&#8221;off|desktop&#8221; button_one_letter_spacing_hover=&#8221;2px&#8221; button_two_letter_spacing_hover=&#8221;2px&#8221; global_colors_info=&#8221;{}&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_one_letter_spacing__hover_enabled=&#8221;on&#8221; button_one_letter_spacing__hover=&#8221;2px&#8221; button_two_letter_spacing__hover_enabled=&#8221;on&#8221; button_two_letter_spacing__hover=&#8221;2px&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221;][\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;About&#8221; module_id=&#8221;more&#8221; _builder_version=&#8221;4.16&#8243; background_enable_image=&#8221;off&#8221; module_alignment=&#8221;right&#8221; custom_padding=&#8221;3px||3px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;||50px|&#8221; custom_padding=&#8221;60px|0px|60px|0px|true|false&#8221; border_color_all=&#8221;rgba(0,0,0,0.12)&#8221; border_width_bottom=&#8221;2px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text ul_type=&#8221;circle&#8221; ul_position=&#8221;inside&#8221; admin_label=&#8221;About the Company&#8221; _builder_version=&#8221;4.18.0&#8243; text_font=&#8221;Poppins||||||||&#8221; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;2em&#8221; ul_font=&#8221;Poppins||||||||&#8221; ul_line_height=&#8221;2em&#8221; header_font=&#8221;|600|||||||&#8221; header_font_size=&#8221;35px&#8221; header_3_font=&#8221;Raleway|700|||||||&#8221; header_3_font_size=&#8221;24px&#8221; header_3_line_height=&#8221;1.4em&#8221; max_width=&#8221;750px&#8221; custom_margin=&#8221;|||&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"font-weight: 400;\">\u00bfViajas o vives en M\u00e9xico? \u00bfTe gustar\u00eda saber m\u00e1s sobre el uso del dinero en efectivo o de una tarjeta en M\u00e9xico? Prep\u00e1rate leyendo este blog sobre consejos monetarios en M\u00e9xico.<\/p>\n<p>[\/et_pb_text][et_pb_divider color=&#8221;rgba(0,0,0,0.16)&#8221; divider_weight=&#8221;2px&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_text ul_type=&#8221;circle&#8221; admin_label=&#8221;About the Job&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;3c66fabf-241e-4f05-99c2-203b61f1b434&#8243; text_font=&#8221;Poppins||||||||&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;2em&#8221; ul_font=&#8221;Poppins||||||||&#8221; ul_line_height=&#8221;2em&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_font_size=&#8221;20px&#8221; header_2_line_height=&#8221;1.4em&#8221; header_3_font=&#8221;Raleway|700|||||||&#8221; header_3_font_size=&#8221;24px&#8221; header_3_line_height=&#8221;1.4em&#8221; header_4_font=&#8221;|700|||||||&#8221; header_4_font_size=&#8221;16px&#8221; header_4_line_height=&#8221;1.4em&#8221; width=&#8221;750px&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_margin=&#8221;||50px|&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; inline_fonts=&#8221;ABeeZee&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p style=\"font-weight: 400;\"><strong>Peso mexicano <\/strong><\/p>\n<p><span style=\"font-family: inherit; font-weight: normal;\">En M\u00e9xico, pagan con el Peso Mexicano (MXN\/MN), y puedes reconocerlo por el s\u00edmbolo; $. El valor fluct\u00faa a diario, por lo que te recomendamos que descargues una aplicaci\u00f3n de divisas, como<\/span>\u00a0<a href=\"https:\/\/apps.apple.com\/us\/app\/currency\/id284220417\" target=\"_blank\" rel=\"noopener\"><em>Moneda<\/em><\/a>.<\/p>\n<p style=\"font-weight: 400;\"><strong>Efectivo y tarjeta <\/strong><\/p>\n<p style=\"font-weight: 400;\">Ten en cuenta que debes llamar a tu banco (o hacerlo por Internet) para informar de que vas a viajar a M\u00e9xico y vas a utilizar all\u00ed tu tarjeta. Esto es importante, ya que de lo contrario la tarjeta podr\u00eda no funcionar. En nuestro caso, result\u00f3 m\u00e1s econ\u00f3mico utilizar nuestra tarjeta de d\u00e9bito que la de cr\u00e9dito, ya que la de d\u00e9bito tiene comisiones m\u00e1s bajas. Te recomendamos que investigues en tu banco local para informarte sobre el coste de los pagos en el extranjero y en otra moneda. Seg\u00fan nuestra experiencia, puedes sacar dinero con la tarjeta de d\u00e9bito en casi todos los bancos mexicanos, pero las comisiones var\u00edan de un banco a otro. Cuando saques dinero de un cajero autom\u00e1tico, el banco puede cobrarte por transacciones en el extranjero.<\/p>\n<p style=\"font-weight: 400;\"><strong>\u00bfQu\u00e9 bancos?\u00a0<\/strong><\/p>\n<p style=\"font-weight: 400;\">Los cajeros autom\u00e1ticos que pod\u00edas utilizar son Santander, Scotiabank, Banorte, CiBanco, HSBC, etc. (el Santander era el m\u00e1s barato para nosotros). Como estudiantes holandeses, no pod\u00edamos pagar con nuestras tarjetas de d\u00e9bito en restaurantes, bares, supermercados, etc. Por tanto, la mayor\u00eda de las veces pag\u00e1bamos en efectivo y utiliz\u00e1bamos la tarjeta de cr\u00e9dito como opci\u00f3n de emergencia. Por favor, presta mucha atenci\u00f3n a d\u00f3nde usas la tarjeta, no la uses en cada esquina en cada tienda; gu\u00edate por tu instinto.<\/p>\n<p style=\"font-weight: 400;\"><strong>Disminuci\u00f3n del tipo de cambio <\/strong><\/p>\n<p style=\"font-weight: 400;\">Cuando el banco en M\u00e9xico te pida que aceptes su tipo de cambio; \u00a1haz clic en rechazar! Es importante que lo hagas, de lo contrario, utilizar\u00e1n su propio tipo de cambio mientras que el de tu banco es m\u00e1s barato (casi en todos los casos). Esto te dejar\u00e1 algo de dinero para comprar tequila extra (muy importante).<\/p>\n<p style=\"font-weight: 400;\"><strong>Tipos de cambio <\/strong><\/p>\n<p style=\"font-weight: 400;\">Lo mejor es que cambies los pesos que te queden en tu propio banco, ya que te ofrecen el mejor tipo de cambio. Si realmente necesitas cambiar tu dinero, puedes buscar en Internet <em>Casa de Cambio<\/em> o <em>Servicio de cambio de moneda<\/em>. Debido a la alta competencia, dicen que puedes encontrar buenos tipos de cambio en el aeropuerto de Ciudad de M\u00e9xico.<\/p>\n<p style=\"font-weight: 400;\"><strong>Abrir una cuenta bancaria <\/strong><\/p>\n<p style=\"font-weight: 400;\">\u00bfPlaneas vivir en M\u00e9xico durante un periodo prolongado? Abrir una cuenta bancaria puede ser una buena opci\u00f3n. En la mayor\u00eda de los bancos mexicanos, necesitar\u00e1s una tarjeta de residencia temporal o permanente, RFC (n\u00famero de registro para la recaudaci\u00f3n de impuestos), pasaporte, comprobante de domicilio (factura de servicios p\u00fablicos o cuenta de Internet a tu nombre) y al menos 1.000 pesos mexicanos. Para m\u00e1s informaci\u00f3n sobre c\u00f3mo abrir una cuenta bancaria, lee el blog Gu\u00eda Mexicana de Reubicaci\u00f3n: <em><a href=\"https:\/\/mexicorelocationguide.com\/how-to-open-a-bank-account-in-mexico\/\" target=\"_blank\" rel=\"noopener\">C\u00f3mo abrir una cuenta bancaria en M\u00e9xico<\/a><\/em>.<\/p>\n<p style=\"font-weight: 400;\">\u00bfQuieres otros consejos pr\u00e1cticos relacionados con tus pr\u00e1cticas o intercambio en M\u00e9xico? Consulta nuestros blogs haciendo clic en <em><a href=\"https:\/\/internshipinmexico.com\/es\/blogs-sobre-mexico\/\" target=\"_blank\" rel=\"noopener\">aqu\u00ed<\/a><\/em>.<\/p>\n<p style=\"font-weight: 400;\">\n<p>[\/et_pb_text][et_pb_text ul_type=&#8221;circle&#8221; admin_label=&#8221;About the Job&#8221; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;3c66fabf-241e-4f05-99c2-203b61f1b434&#8243; text_font=&#8221;Poppins||||||||&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;2em&#8221; ul_font=&#8221;Poppins||||||||&#8221; ul_line_height=&#8221;2em&#8221; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;|700|||||||&#8221; header_2_font_size=&#8221;20px&#8221; header_2_line_height=&#8221;1.4em&#8221; header_3_font=&#8221;Raleway|700|||||||&#8221; header_3_font_size=&#8221;24px&#8221; header_3_line_height=&#8221;1.4em&#8221; header_4_font=&#8221;|700|||||||&#8221; header_4_font_size=&#8221;16px&#8221; header_4_line_height=&#8221;1.4em&#8221; width=&#8221;750px&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|phone&#8221; custom_margin=&#8221;||50px|&#8221; global_colors_info=&#8221;{}&#8221; inline_fonts=&#8221;ABeeZee&#8221;][\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>","protected":false},"excerpt":{"rendered":"<p>\u00bfViajas o vives en M\u00e9xico? \u00a1En este blog, leer\u00e1s sobre consejos monetarios en M\u00e9xico y todo lo que necesitas saber sobre pagar con efectivo o tarjeta!<\/p>","protected":false},"author":3,"featured_media":867,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<p style=\"font-weight: 400;\">Once you are travelling or living in Mexico, it\u2019s of course important you\u2019ll be able to pay all your stuff. When you are travelling or just living for a short period in Mexico, it\u2019s not possible to get a Mexican bank account. When it\u2019s your plan to live longer in Mexico, you could open one. In Mexico they pay with the Mexican (MXN\/MN) Peso, and you can recognize it by the symbol; $. The value of the Mexican Peso fluctuates per day, and we suggest downloading a currency app, like Currency.<\/p><p style=\"font-weight: 400;\"><strong>Cash or card <\/strong><\/p><p style=\"font-weight: 400;\">Keep in mind to call your bank (or do it online) that you\u2019ll be travelling to Mexico and you\u2019ll use your card over there. This is important because it\u2019s possible that the card does not work otherwise. In our case it was more affordable to use our debit card instead of your credit one, because they ask more fees. We suggest to do some research at your local bank to get the information about the fees of paying abroad and in another currency. What we experienced is that getting cash with your debit card is possible at almost every Mexican bank, but the costs between banks differ. When you are getting cash at an ATM, the bank may charge you a Foreign Transaction fee. Other good ATM\u2019s that you could use are: Santander, Scotiabank, Banorte, CiBanco, and there are a few more (Santander was the cheapest one for us). We (as Dutch students) were not able to pay with our debit card in restaurants, bars, supermarkets etc. Because of this, we paid most of the times by cash and used the credit card as an emergency option. We would like to add that you need to be careful where to use your credit card, just don\u2019t use it on every corner at every shop; go with your gut feeling.<\/p><p style=\"font-weight: 400;\"><strong>Decline exchange rate <\/strong><\/p><p style=\"font-weight: 400;\">When the bank in Mexico asks you to accept their exchange rate; click on decline! This is important to do otherwise they use their own rate while the rate of your bank is cheaper (almost in all cases). We can assure you that this will leave you some money to buy extra tequila sunrise (very important).<\/p><p style=\"font-weight: 400;\"><strong>Currency Exchanges<\/strong><\/p><p style=\"font-weight: 400;\">It\u2019s best to exchange your leftover Pesos at your own bank, because they\u2019ll offer you the best rate. If you really need to exchange your money, you could search on the internet for \u201cCasa de Cambio\u201d or \u201cCurrency Exchange Service\u201d. Due to high competition, they say you can find good exchange prices at the Mexico City\u2019s airport<\/p><p style=\"font-weight: 400;\"><strong>Opening a bank account <\/strong><\/p><p style=\"font-weight: 400;\">You are planning to live for a longer period in Mexico? Opening a bank account could be a good option. At most Mexican banks you\u2019ll need to have: Temporary or Permanent Resident Card, RFC (registration number for tax collection), passport, proof of address (utility bill or internet bill with your name on it), and at leads 1,000 Mexican Pesos. If you want some more information about opening a bank account, you could read the blog of the Mexican Relocation Guide: How To Open A Bank Account In Mexico written by Mariana Lange.<\/p>","_et_gb_content_width":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":"","_joinchat":[]},"categories":[5],"tags":[],"aioseo_notices":[],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/internshipinmexico.com\/wp-content\/uploads\/2022\/08\/Image-ATM-scaled.jpg?fit=2048%2C2560&ssl=1","_links":{"self":[{"href":"https:\/\/internshipinmexico.com\/es\/wp-json\/wp\/v2\/posts\/864"}],"collection":[{"href":"https:\/\/internshipinmexico.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/internshipinmexico.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/internshipinmexico.com\/es\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/internshipinmexico.com\/es\/wp-json\/wp\/v2\/comments?post=864"}],"version-history":[{"count":20,"href":"https:\/\/internshipinmexico.com\/es\/wp-json\/wp\/v2\/posts\/864\/revisions"}],"predecessor-version":[{"id":2121,"href":"https:\/\/internshipinmexico.com\/es\/wp-json\/wp\/v2\/posts\/864\/revisions\/2121"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/internshipinmexico.com\/es\/wp-json\/wp\/v2\/media\/867"}],"wp:attachment":[{"href":"https:\/\/internshipinmexico.com\/es\/wp-json\/wp\/v2\/media?parent=864"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/internshipinmexico.com\/es\/wp-json\/wp\/v2\/categories?post=864"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/internshipinmexico.com\/es\/wp-json\/wp\/v2\/tags?post=864"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}